1) I want to offer installment options to my customers https://www.klarna.com/us/business/products/installments/
2) My customers want to buy, but don't have enough immediate cash on hand, so they can't buy right now.
3) To only sell to customers who have enough money on hand...
4) Build an integration with Klarna.
Keywords: Payment plans, payment-plan, finance, zero interest, etc.